Archive for October, 2019

Helping Veterans age well after military service

Published in Military Times by Sherman Gillums Jr. and Andrew Greene

When you think of hearing aids, canes, knee pain, memory issues, and heart problems, you might envision a grandparent or elderly person. But these indicators of aging may also describe a military veteran in their late 30s or early 40s who served on numerous deployments, worked on a flight line, or parachuted from aircraft for a living.

While new military inductees are typically some of the healthiest people in our society, many find themselves anything but healthy by the time they end their careers. In fact, many find themselves coping with an accelerated aging process that combines natural aging with the service-related wear and tear on their bodies and minds.

There has always been a national interest in ensuring that veterans receive retirement benefits for serving their country. What hasn’t been emphasized are the specific challenges veterans face as they age. A 2019 study, published in the International Journal of Environmental Research and Public Health, found that Persian Gulf War veterans suffered chronic conditions — such as high blood pressure, heart attacks, diabetes, stroke, and arthritis — about 10 years sooner than non-veterans the same age. This results in lower quality of life, higher mortality rates, and shorter life expectancies, especially for women veterans.

Compared to the overall population, veterans are more likely to be male, older, retired, widowed, educated, and living in the South, according to a report prepared by the LTSS Center in Boston. They also are more likely to report fair or poor health, limitations with activities of daily living, obesity, depression, and chronic conditions. This is despite the fact that there are not stark differences in financial wealth, and veterans pay less out-of-pocket for health care than civilians.

This raises the question: What is the best way to serve aging veterans who report a higher number of health and daily living issues during a greater portion of their lives than civilians?
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Asset Expert Explains What Long-Term Insurance Covers

Published in SmartAsset by Ashley Chorpenning

While Medicare and Medicaid both help aging adults afford some of their medical expenses, they may not cover the cost of an extended illness or disability. That’s where long-term care insurance comes into play. Long-term care insurance helps policyholders pay for their long-term care needs such as nursing home care. We’ll explain what long-term care insurance covers and whether or not such coverage is something you or your loved ones should consider.

Long-Term Care Insurance Explained

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